OK, as a real estate agent, I have to say that loan officers are a pain in the rear.

Now don’t get me wrong, I know a lot of loan officers and some of them are great people. (and some of them are idiots–just like with any other group of people. Don’t EVEN get me started on real estate agents!)

But I can tell you one thing, FOR SURE. The loan officer involved in a real estate transaction is the SINGLE MOST IMPORTANT PERSON required to close a transaction on time. They are also the person in the best postion to screw everything up and delay closing–perhaps even blow the deal.

I know one guy (Kirk Howard – Bell Mortgage) that has docs in on-time, and correct–EVERY TIME.

I know one company (WELLS FARGO) that has failed to get docs in on-time, ANYTIME. And they’ve personally BLOWN two deals for me–and more importantly, they’ve caused two great clients of mine to lose out on the homes they wanted. I freakin’ hate Wells Fargo.

JT