One of the calls we very often receive goes like this…
I am a first time home buyer. I am sick of throwing money away for rent and want to own a house. But I have little money for a down payment. Are there any programs that can help me with this.
The short answer is, maybe. It depends on a lot of things. So we asked one of our mortgage partners Shane Hollenback to help us out and give our readers a little more information. New programs come and go, so we don’t get into specific programs, because what is around today may not be around in 3, 6, or 9 months from now.
Take it away Shane…
Are you one of those Phoenix area home shoppers who are feeling like you don’t have enough cash to buy a house? Or maybe even you cannot qualify at all for a loan? You wouldn’t be alone.
Are you one of the millions of Phoenix area households that are renting, only because you don’t think you can qualify for a home loan or you don’t have enough cash for the down payment on your new house?
It is a very common and overwhelming sentiment that purchasing a home is an unattainable feat for many. But I am here with some good news. For many of you, it isn’t.
There are home loan programs in place, many are insured by the government, that have the goal to promote home ownership for millions of Americans. These programs will typically provide you a little latitude to some of the areas that you may think would prevent you from qualifying for a home loan. Meaning, if you have less than perfect credit, maybe some negative prior history, recently entered the workforce after school, or have little cash to put down for down payment, there could be a Phoenix down payment assistance program out there. These programs may be your answer.
That’s fine and sounds great, but what if all of the above was a non-issue? I still don’t have much money to put down for my new Phoenix home.
Well, we have programs that can help you with Down Payment Assistance. These programs can provide down payment funds throughout the State of Arizona. Want to buy a home in Maricopa County? We have options. Pinal County? Bring it. How about anywhere else? Try us.
What if we could help you find some cash for down payment? What if we could help you negotiate that the seller of the property contribute towards your closing cost? What if we could put you in a position that you could get into your very own home with roughly $1000 out of your pocket?
Would you be interested? Yeah, you would. Or, you should.
Once we have your pre-qualification information, we will be able to go to work for you to identify which programs you qualify for. What’s even better is that if you’re not quite in a position to qualify, we’re not done with you. We’re going to make a gameplan for you to get into a position to qualify in the fastest way possible. Our job is to create homeownership. Call it the American Dream. Whatever it is, it’s what we do. It’s what we love.
Reach out to us. We promise that we’ll make the process very painless.
alden atienza says
Wow. You really have great deals out there. Keep up the good work. That’s really inspiring to know that with your help even those people on the low to middle class can still have a chance to have a home. God Bless you.
Wow!!! you are doing an amazing work out there.You should be proud of yourself,because of you many middle class people have home.Great work done Keep it up!!!