Dan Green, a mortgage originator with Waterstone Mortage and author of the fabulous blog, The Mortgage Reports, wrote a terrific (and truly important) piece, FHA Streamline Refinance Changes : Banks To Stop Verifying Income, Job, And Credit. Go. Read it. In a nutshell, if you have an FHA mortgage, you can refinance it. Even if you are underwater (owe more on your mortgage than the house is worth. A likely scenario in the Phoenix area). Even if you have lousy credit (though you can … [Read more...]