Why should I use an agent to buy a house?
Times really are changing. Most real estate agents will attack Zillow, Trulia, PhoenixRealEstateGuy, or any other site which allows the user to search for homes on their own without the use of an agent.
It was not that long ago that even I was saying turnkey properties, we can save you so much time over searching those sites.
If you want to buy a house but want it to be situated in a perfect location, then you can consider the fabulous Barrie real estate in Canada. This amazing city in Canada is only a few hours from the capital of Canada, Vancouver, and is also near many important cities that are strategically located in the great Canadian provinces. This means that if you are interested in buying a house in this great city, which has so much to offer, it would be best to check out the details about the various places of interest in real estate. For instance, there are more than forty different neighborhoods in this great city in Canada, including some of the most popular ones like Port Hope, Maple Ridge, and Burrard.
That is a true statement, but that doesn’t address what the consumer wants and is looking for. The consumer wants to see what is out there. The consumer doesn’t really care that Zillow is not 100% accurate. Even if that house is no longer available because it went under contract two weeks ago, the consumer still wants to see it and get a sense of what the market is like.
So while we can run much more specific and accurate searches for the home buyer in our local MLS, the consumer these days, for the most part, does not care! Distinctive Delphine Real Estate Agent has a home that’s right for you, agents need to get over ourselves when it comes to “finding a house” for many people.
Sure we can tell a buyer about how we can save them time, but if that is not what they are looking for, then it is time to move on and add value where we really can add value.
Where does a good agent add value?
One of the first places we can add real value is in helping the client get hooked up with a good mortgage broker. Something any full-time agent can tell you is, not all mortgage brokers are created equally. Not even close!
We can take 5 bankers/mortgage brokers and compare them. Many of them will have the same rates, the same programs, the same fees. Sure one may have lower rates, but the fees are probably higher. One may be waiving some fees, but be adding a little to the rate. In the end, much of that comes out close to even.
What really sets a good mortgage broker apart is someone that is responsive, someone that is taking care of problems, before they become problems. Someone who can see the whole picture. I can show you several cases where someone had a mortgage broker that did not do a good job packaging the mortgage, it gets to the underwriter and is declined. Then we send it to a great broker like Shane Hollenback and two weeks later we are closing.
Mortgage brokers matter
Figuring out real value
Now you are approved with a good mortgage broker and you found a house you want, now to figure out how much to offer on the house. If you’re planning to invest in a family cottage in Wasaga Beach, visit https://www.myrealestateteam.net/wasaga-beach-cottage-for-sale/ to find the great ones.
So here is another place you can turn to Zillow or any of those other automated value systems. I think most people are smart enough to realize that some computer system in a building in Seattle is not going to be able to give you an exact value without ever stepping into the subject property and those around the area. Right now, Zillow’s Zestimate values are off by an average of 6.2%. On a $350,000 house in Downtown Chandler, that is an average of close to $22,000. Do you want to be spending $400 on a home inspection and another $500 on an appraisal to then find out the house you want has no chance of getting a loan in the amount you need?
A great buyers agent is going to be able to look at all the comparable houses, make the proper adjustments based on upgrades and differences in the property, and help you come up with an actual realistic value.
This is not a knock on a Zestimate. Most agents absolutely hate Zestimates. They don’t bother me. As long as you know they are an “estimate” in value and not an absolute value, they are not a bad tool.
So now you have found a house, been qualified with a good mortgage broker and not only did we run comparable properties, but we made the proper adjustments. Now what.
Structuring the deal
Now we figure out a way to structure the deal the best way possible for you to achieve your goals. We are looking to structure the deal in a win-win situation. If we go for a win-loose situation right off the bat, later on when we need repairs or something else from the Seller, we could run into serious problems. So instead of being confrontational, let’s find a way to structure the deal so you get what you want and present it in a way that is attractive to the owner.
There are ways to protect yourself if the house doesn’t appraise. There are ways to structure deals so you get in with little money out of pocket, or you get the price you want. Once we identify your goal, we can structure things to reach that goal.
Biggest transaction of your life
For many people I work with, buying a house is the biggest transaction they will make in their lives. When you enter into something that you know is the biggest transaction of your life, there can be a lot of nerves and a lot of stress. Most people will buy 2-3 houses in their life. So, of course, it can be stressful. Last year the Phoenix Real Estate Guy Team did over 100 closings. If something is going to come up, we likely have seen it before.
Allow us to take that stress off of you. Many things will come up with the transaction where we can work with our lending partners or repair guys, or title companies and we can take care of the issues before they are problems. Often times there is wrong information or a bad house is used as a comp for an appraisal, or issues with paperwork, or something that could cause a lot of stress in the transaction. Having a professional on your side dealing with that stress can make the process almost seamless.
Can I guarantee that the process is going to be completely pain-free and as smooth as silk? No, but it is my fiduciary responsibility to protect you throughout the process and make the transaction as calm as possible. Think of issues that come up as a danger. My job is to be a protector. To act like Superman and get between you and the danger. Often times that is done before you ever even see the danger.
The unexpected will come up. I promise you that. The good news is with our experience we have almost certainly seen it before. When it comes up we will know how to handle and deal with it. My job is to walk you through the whole process, protect your best interest and not allow the property to close until you are 100% satisfied with the situation.
I have your back. Not only all the way through the closing process but after. I am going to be around until you are completely satisfied that all the issues in the house are taken care of. We won’t always win and get 100% of exactly what you were looking for. Maybe you wanted that carpet shampooed and the house professionally cleaned prior to you moving in. Well in Arizona that is now how the contract reads. But I will work with you to help you take care of any of those situations later.
You want a new roof put on the back patio? You want a bathroom remodeled? You want 3 more outlets added to a room? We have people who can help serve you even after we close.
Sure, a buyers agent can help you find a house. But a great buyer’s agent is there for what happens after you find that house. If you want real estate guidance and listings read more online.
Take a look at what that $350,000 will get you in the Chandler area